Month: October 2022

2. The rationale for regulation Financial systems are prone to periods of instability. In recent years, a number of financial crises around the world (South-east Asia, Latin America and Russia, Global financial crisis) have brought about a large number of Read More …

Introduction The economic development of any country depends, upon the existence of a well organised financial system. It is the financial system which supplies the necessary financial inputs for the production of goods and services which in turn promote the Read More …

INTRODUCTION TO FINANCIAL INSTITUTIONS AND CAPITAL MARKETS – Click to view FINANCIAL SECTOR REGULATION IN KENYA – Click to view FINANCIAL MARKETS – Click to view INTEREST RATE AND SECURITIES PRICES – Click to view MONETARY AND FISCAL POLICY – Read More …

9.1 Services for Personal Borrowers Personal loan insurance All banks now offer insurance s to customers for packaged personal lending. The types of lending under consideration here are personal loans, budgets accounts, revolving credit accounts, equity release loans and even Read More …

8.1 Finance for Exporters: Overdrafts / Loans In addition to usual secured or unsecured loans and overdrafts in sterling, the same products can be made available to customers in foreign currencies. If non-sterling facilities are taken, the exporter should ensure Read More …

7.1 Appraisal of farming customers The financial statements of a farming business These consist of: Audited accounts for the past three years. A specially formulated ‘farmers balance sheet’ or ‘statement of assets or liabilities’, usually on the bank’s standard forms. Read More …